This privacy policy explains how tivra-pay.org (the independent Tivra Pay guide website) handles information when you browse these pages. It covers this website only. The TivraPay app is operated by its own developer and has separate terms — read those inside the app before you register.

We keep data collection to the minimum needed to run an information website. We do not ask for your name, Aadhaar number, PAN, bank account, OTP or UPI PIN, and no genuine message from this site will ever request them.

• Server log data: IP address, browser and device type, referring page, requested URL and timestamp. This is standard hosting data used for security and abuse prevention.
• Aggregate analytics: page views, session counts, approximate region and referral source, so we can see which guides are useful and which pages need rewriting.
• Messages you send us: if you email a correction or a support question, we keep the message and your email address to reply and to fix the page.

The guide pages work without cookies. Where analytics or anti-abuse tooling is active, it may set first-party cookies with short lifetimes to count visits and block automated abuse. These do not identify you personally and are not used to build advertising profiles.

You can block or delete cookies in your browser settings, or browse in private mode, without losing access to any page on this site.

• To serve pages reliably and keep the site available.
• To detect spam, scraping and abusive traffic.
• To understand which guides help readers and improve the content.
• To answer the messages and correction requests you send us.

We do not sell personal data, we do not rent mailing lists, and we do not share reader information with the app operators listed on this site.

Sharing: data is shared only with the hosting and security providers needed to deliver this website, and only to the extent required. We may disclose information where we are legally obliged to do so.

Retention: server logs are kept for a short operational window and then discarded. Emails are kept until the issue is resolved, plus a record of any correction made to a page.

Your rights: you can ask for a copy of any message you have sent us, ask us to delete it, or ask what data a specific page request generated. Write to [email protected] from the address you used and we will respond within a reasonable period.

Children: this site is written for adults. It is not directed at anyone under 18 and we do not knowingly collect information from children.

Changes: if this policy changes materially, the revised version appears on this page with a new review date. Last reviewed November 2026.